Do you hate to loan money? The Bible cautions against being a debtor, and you have valid reasons to be wary of being a lender as well. Yet the Bible does encourage lending in one case, in that he who gives to the poor lends to God. Note that it does not say he who lends to the poor gives to God. From your perspective you are to give to the poor expecting nothing in return, but I view this action as a loan to me. Are you more willing to lend to those you expect to pay you back? I have a good credit rating. If you give generously to the poor you can trust me to pay you back with interest.
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